Did You Know That We Help You With All Types Of Lending Not Only Residential Home Loans?
We spend a lot of time discussing home loans but did you know we also assist with other lending options as well?
As mortgage advisors, we not only assist with residential lending advice but also cover commercial and other lending solutions as well.
What Lending Can We Help You With?
- First Home Loans
- Residential Loans
- Commercial Loans
- Construction Loans
- Bridging Finance
- Debt Consolidation
- Asset and Cash Flow Funding
- Personal Loans
- Home Loan Top Ups
- Fixed Rate Renewals
Case Studies: Clients We've Helped With Non-Residential Lending
We've put together a couple of examples of how we've helped previous clients with lending that didn't quite fit the box:
Case Study 1: Commercial Lending
Clients had existing commercial lending and were looking to top up their existing funds for securing a new lease and expanding their business while using some additional funds to set up the new property for their business operations.
Once we gathered all their financial information including the business accounts for the last two years, we submitted this application to the bank and had it approved for a 15-year loan term which suited the clients requirements.
The clients decided to structure the loan as a revolving credit as this allowed them to call on portions of the loan when needed while they worked on the getting the new property ready for business. Once these changes were complete, the clients changed the loan to a fixed rate.
Case Study 2: Debt Consolidation
A client wished to refinance their home loan as well as complete a debt consolidation and a top up of lending for their existing personal debt and to purchase a new asset. They were working really hard to pay their existing debt and knew completing a debt consolidation would be more efficient while saving on interest costs.
Using their existing equity, we submitted their application and successfully had lending approved to cover all their required debt repayments as well as additional for their new asset purchase. The client then fixed for 1-year on an interest rate that significantly smaller compared to before the debt consolidation was completed.
If you're after some lending that's a little more complex, please don't hesitate to get in touch or make an appointment as we may be able to help.
Looking forward to hearing from you,
Fiona & Amy
