LATEST HOUSING MARKET UPDATES
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Our latest updates on the NZ Housing Market
Often clients think that once settlement has been completed, they set and forget about their home loan for the next 30 years. We recommend keeping your lending in the back of your mind, reviewing it every now and then to ensure it still is working in your favour.
We're breaking down refixing, restructuring and refinancing to understand how these options may work for you.
The process to buying an investment property is fairly similar to buying an owner-occupied property. One of the clear differences between these lending processes is the required deposit.
A home loan deposit can be made up of different funds aside from your savings. Although demonstrating effective savings is highly recommended in the eyes of lenders, a deposit may be from a couple different sources such as your Kiwisaver or gifted from a family member.